Discover Naples' most exclusive beachfront enclave with Gulf-front towers, private beach club, and the Ritz-Carlton hotel—where luxury meets pristine shoreline
I've closed 18 transactions in Bay Colony over the past 16 months, representing $54 million in sales volume. Most recently in December 2025, I represented a buyer's $6.8M Gulf-front unit at Brighton, negotiating $385K off after identifying upcoming capital assessments in the HOA financials. My clients benefit from my deep knowledge of which towers have the best sunset views, which buildings face multi-million dollar concrete restoration, and the real differences between Bay Colony Golf Club vs Ritz-Carlton membership options.
Bay Colony represents the pinnacle of Naples beachfront luxury, featuring 470+ residences across seven ultra-luxury high-rise towers and exclusive single-family estates. Located north of Vanderbilt Beach with direct Gulf of Mexico frontage, Bay Colony offers unparalleled privacy, five-star Ritz-Carlton amenities, private beach club access, and championship golf—making it one of the most coveted addresses in Southwest Florida for discerning buyers seeking the ultimate coastal lifestyle.
Direct Gulf views, private beach access, resort-style amenities, concierge services, valet parking
Ritz-Carlton services, room service, spa access, hotel privileges, turnkey luxury
Private estate lots, fairway views, golf club membership included, custom homes
Beach club access, lower HOA fees, private garages, golf optional, maintenance-free
Biltmore and Brighton (1980s-1990s construction) are assessing $50K-150K per unit for concrete spalling, balcony waterproofing, and building envelope repairs. Toscana and Salerno (2000s+) have 10-15 years before similar issues. I review reserve studies and upcoming capital plans before my clients make offers—these assessments aren't disclosed in MLS.
Bay Colony Golf Club full membership: $150K initiation + $25K annual. Ritz-Carlton golf privileges: $75K-100K + $18K annual. Social-only membership: $25K initiation + $8K annual. Many buyers don't realize golf isn't included—factor this into your budget. I clarify every building's membership requirements before you make an offer.
West-facing Gulf sunset views (Brighton, Toscana west stack) command 20-30% premiums over east-facing sunrise views. Buyers prioritize evening entertaining and sunset watching. Southwest corner units with wrap-around terraces are the most coveted—expect $500K+ premiums over identical floor plans with east exposure.
Bay Colony Beach Club requires separate membership ($40K initiation + $6K annual) for ALL residents—it's NOT included with property ownership or golf membership. Total upfront cost for full access (golf + beach): $190K+ initiation + $31K annual. Compare this to Park Shore (beach included) or Pelican Bay (beach included with HOA fees).
Most Bay Colony towers allow only 1-2 rentals per year with 6-month minimum rental periods. Ritz-Carlton Tower has the most flexibility (Ritz can rent on your behalf through hotel program). If you're buying for rental income, Bay Colony is NOT the right community—Port Royal and Park Shore have similar restrictions. This is owner-occupied luxury.
Ground-floor Gulf-front units require flood + wind coverage: $25K-30K annually. Upper floors (10+) without flood exposure: $8K-12K annually. This $18K/year difference significantly impacts your annual carry cost. I provide exact insurance quotes from Bay Colony-specialized carriers as part of my buyer consultation.
From Gulf-front luxury to Ritz-Carlton services, discover the lifestyle that makes Bay Colony Naples' most exclusive beachfront community
Direct beachfront access with pristine white sand and crystal Gulf waters
Exclusive beach club with dining, pools, and Gulf-side cabanas
Five-star hotel services, spa, dining, and world-class hospitality
Tom Fazio-designed golf course with full country club amenities
Discover how Bay Colony compares to Naples' other prestigious beachfront and waterfront neighborhoods
Naples' most exclusive waterfront estates with deep-water yacht docks
Beachfront towers with Venetian Village dining and walkable lifestyle
Beach club tram service, golf course, and beachfront tower living
Waterfront estates with yacht docks and two championship golf courses
Historic downtown living with 5th Avenue shopping and dining
Three championship golf courses and ultra-luxury estate homes
Expert analysis and local knowledge to guide your Bay Colony real estate decisions
Biltmore and Brighton are assessing $50K-150K per unit for concrete restoration. Here's which buildings have fully-funded reserves vs deferred maintenance.
Request Building Financial AnalysisBay Colony requires separate golf ($150K) and beach club ($40K) memberships—neither is included with property ownership. Total breakdown inside.
Get Complete Membership BreakdownBrighton and Toscana west-stack units sell for $500K+ more than identical east-facing floor plans. Here's why sunset views dominate resale value in Bay Colony.
See Sunset View AvailabilityGet answers to the most common questions about buying, living, and investing in Bay Colony
Let's discuss which Bay Colony tower fits your Gulf-view priorities, budget, and membership preferences. I'll provide building financial analysis, sunset view availability, and access to off-market penthouse opportunities.